Motorcycle Insurance Cover for Every Kind of Rider
Explore specialist motorcycle insurance options for South African bikes, riders, gear and everyday use.
Motorcycle Insurance Cover Options
Cover is considered around your motorcycle, how it is used and the extras you want to protect. Final eligibility, limits and exclusions are confirmed during the quote process.
Motorcycles of All Types
All makes, all types, delivery bikes including full off-road bikes and quads.
- Motorcycle accessories & non-standard extras
- Motorcycle trailer cover
Riding Gear & Accessories
Available protection can extend beyond the motorcycle itself.
- Riding gear & apparel
- Non-standard motorcycle extras
- Motorcycle accessories
Learner Riders & Business Use
Flexible options designed around who rides and how the motorcycle is used.
- Learner licences accepted
- Business use
- 24-hour SA roadside and emergency assist
Commercial Delivery Bikes
Motorcycle insurance solutions for individual delivery bikes and commercial delivery fleets.
- Uber Eats delivery bikes
- Takealot delivery fleets
- Mr D Food delivery bikes
Off-Road, Quads & Track Schools
Specialist options for motorcycles used beyond everyday road riding.
- Full off-road bikes
- Quad bikes
- Approved track school participation (optional)
Other Insurance Products
Beyond motorcycles, we've got your broader insurance needs covered.
- Car insurance
- Home insurance
- Home contents insurance
- Business insurance
What We Insure You For
- Retail value – the recommended insured value, the current selling price on the dealer's floor as per the TransUnion Dealers' Guide
- Market value – the average between the vehicle's retail and trade values
- Trade value – the average price that a motor dealer will pay for the vehicle as per the TransUnion Dealers' Guide
- Special agreed value – applies to unlisted, vintage and collectors vehicles, caravans and trailers where a valuation is given by an appropriate approved source
24/7 Emergency Support
Our emergency roadside and home assistance teams never sleep. They are wide awake, manning the phone lines 24 hours a day, 7 days a week, just in case you have an emergency and need our speedy assistance.
Get a QuoteExtra Protection
For a minimal additional premium, you can add these essential covers.
R25k Accidental Death Cover
Included in the premium as standard – providing peace of mind for you and your family.
Credit Shortfall Cover
Protects you if your bike is written off and the payout is less than what you owe on your finance.
Deposit Protection Cover
Ensures your initial deposit is protected in the event of a total loss.
Commercial Delivery Cover
Tailored solutions for Uber Eats, Takealot, and Mr D Food delivery fleets.
Specialist Experience Since 1997
As South Africa's leading motorcycle insurer specialist, we are committed to offering you peace of mind that you are insuring your motorcycle from a trustworthy and transparent company who you can count on when you need us most.
Carbon Cover Motorcycle Insurance have pledged to always act with absolute Integrity. Our staff constantly receive extensive product training so that we remain insurance legal compliant with whatever advice we provide. Our dedicated motorcycle passion and insurance knowledge since 1997 cannot be replicated by any of our competitors.
